PM-KISAN Samman Nidhi 2026
₹6,000 Per Year — Directly to Farmers

What Is PM-KISAN — And How ₹6,000 Reaches Your Bank

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) was launched in February 2019 to provide direct income support to all landholding farmer families in India. The scheme delivers ₹6,000 per year in three equal installments of ₹2,000 every four months — deposited directly into the farmer's bank account through DBT (Direct Benefit Transfer) with zero middlemen.

Since launch, over ₹3.24 lakh crore has been transferred in 17+ installments to over 11 crore farmers. The money is unconditional — you can use it for seeds, fertilisers, tools, medicine, or any household need. It arrives three times a year, timed to coincide with the start of agricultural seasons when input costs are highest.

Why PM-KISAN Matters — The Real Impact

India's 86% of farmers are small and marginal — owning less than 2 hectares. They routinely borrow from moneylenders at 24–48% annual interest to buy seeds and fertilisers before each season. PM-KISAN's ₹2,000 arrives at season-start, reducing dependence on this debt trap. Over five years, a single registered farmer receives ₹30,000 directly — small individually, transformative at scale.

Who Is Eligible — And the Complete Exclusion List

Who Is Eligible

• All landholding farmer families — families that own cultivable agricultural land in their name as per land revenue records
• Both small/marginal farmers AND large landholders — there is no upper land ceiling under PM-KISAN
• Farmers whose land is in the name of any family member — husband, wife, or minor children
• Farmers in both rural and urban areas where cultivable land records exist

Complete Exclusion List — Who Is NOT Eligible

PM-KISAN 2026 Installment Dates — When to Expect Your Money

The Prime Minister personally releases each installment at a national event, simultaneously crediting all eligible beneficiaries. Watch for news announcements — the credit hits your account within minutes of the PM's release event.

How to Check If Installment Was Credited

• pmkisan.gov.in → Farmer's Corner → "Beneficiary Status" → Enter Aadhaar/mobile/account number
• PM-KISAN mobile app (Android) → Beneficiary Status
• PFMS portal (pfms.nic.in) → Know Your Payment → Enter bank account and IFSC
• Bank passbook — credit appears as "PM-KISAN" with the exact installment date
• Helpline 155261 — toll-free, 24x7 status inquiry

Complete eKYC in 2 Minutes — 3 Methods Explained

eKYC is mandatory for all PM-KISAN beneficiaries. Without it, your installment is blocked even if you were receiving it for years. Here are all three ways to complete it:

1. 1
   Visit pmkisan.gov.inGo to the official portal on phone or computer. Click "Farmer's Corner" from the top menu.
2. 2
   Click "eKYC"Select the eKYC option. Enter your 12-digit Aadhaar number in the box provided.
3. 3
   Enter OTPAn OTP is sent to your Aadhaar-linked mobile number. Enter it within 10 minutes. If OTP doesn't come, your mobile number may not be linked to Aadhaar — visit a CSC for biometric eKYC instead.
4. 4
   Confirmation ScreenYou see a success message: "eKYC done successfully." Your next installment will now be processed automatically.

How to Register for PM-KISAN — New Farmers Step by Step

1. 1
   Visit pmkisan.gov.in → New Farmer RegistrationClick "Farmer's Corner" → "New Farmer Registration". Select Rural or Urban category.
2. 2
   Enter Aadhaar and MobileEnter your 12-digit Aadhaar, state, and Aadhaar-linked mobile. Verify with OTP.
3. 3
   Fill Personal DetailsEnter name (exactly as on Aadhaar), DOB, category (General/SC/ST/OBC), and bank account details with IFSC code.
4. 4
   Enter Land DetailsEnter survey number, khata number from your land record (jamabandi/7-12 extract), and land area in hectares.
5. 5
   Submit and TrackSubmit and save your registration reference number. State verification takes 30–60 days. Once approved, next installment credits automatically.

Frequently Asked Questions — Verified 2026

• My PM-KISAN installment is not received — what are the exact steps to fix it?+
  Check in this exact order: (1) Is eKYC done? → Do it at pmkisan.gov.in. (2) Is Aadhaar linked to your bank account? → Link at your bank branch. (3) Are bank account details correct in your PM-KISAN registration? → Update via state agriculture dept or CSC. (4) Is there a land record mismatch (name spelling)? → Get land record corrected at local tehsil. (5) Are you in the exclusion list? → Check at pmkisan.gov.in → Beneficiary Status. Call 155261 after checking all five.
• Can I get PM-KISAN and MGNREGA wages simultaneously?+
  Yes — completely. Both schemes are entirely independent. A farming household can receive all three PM-KISAN installments AND MGNREGA daily wages simultaneously. There is no cross-check, no deduction, and no conflict between the two schemes.
• How to update bank account in PM-KISAN?+
  Bank account update cannot be done online by the farmer directly — it requires verification to prevent fraud. Visit your State Agriculture Department office or any CSC with your new bank account details (account number and IFSC), Aadhaar card, and PM-KISAN registration number. The update is processed within 7–15 days.
• Is PM-KISAN money taxable?+
  PM-KISAN income of ₹6,000/year is treated as agricultural income and is generally not taxable for farmers whose total income is below the basic exemption limit. However, if you are a high-income farmer who pays income tax, receiving PM-KISAN while being an income tax payee is itself an exclusion violation — you should opt out.
• Can tenant farmers register for PM-KISAN?+
  No. PM-KISAN currently covers only land-owning farmers — not tenant farmers, sharecroppers, or landless agricultural labourers. If you cultivate land but don't own it, you are not currently eligible for PM-KISAN. However, you may be eligible for MGNREGA (100 days guaranteed work) and Kisan Credit Card (KCC) through a Joint Liability Group.

How PM-KISAN Works in Real Life — A Farmer's Complete Journey

Consider Suresh, a small farmer from Vidarbha, Maharashtra. He owns 1.5 acres of land in his name as per the 7-12 extract (Satbara Utara). He grows cotton and soybean but struggles to buy seeds and fertilisers at the start of each season.

Before PM-KISAN:

Suresh borrowed ₹15,000 from a local sahukaar (moneylender) at 3% monthly interest before each Kharif season. By harvest, he had repaid ₹18,000–₹19,000 — nearly the entire cotton income went to debt servicing. This cycle trapped three generations of his family.

After PM-KISAN Registration:

1. 1
   Registered at CSC in 2020 — Brought 7-12 extract, Aadhaar, and bank passbook. Registration took 20 minutes. Verification completed in 45 days by state agriculture department.
2. 2
   First ₹2,000 credited directly — Arrived just before Kharif season. Used for certified hybrid cotton seed purchase from government seed store — no moneylender loan needed.
3. 3
   Applied for Kisan Credit Card — With PM-KISAN registration as proof, bank sanctioned KCC at 4% annual interest vs 36% from moneylender. Interest subvention makes effective rate even lower.
4. 4
   Completed eKYC in 2022 — When eKYC became mandatory, completed OTP-based eKYC at pmkisan.gov.in in 3 minutes. Payments continued uninterrupted.
5. 5
   Receiving ₹6,000/year since 2020 — Over 5 years: ₹30,000 received directly. Combined with KCC at 4%, Suresh's annual input cost savings exceed ₹12,000 vs his pre-2020 situation.

State-Specific Farmer Benefits — Added on Top of PM-KISAN

Several states provide additional income support to farmers on top of the central PM-KISAN ₹6,000/year. If you are in these states, you may be receiving more than ₹6,000 per year total:

More Questions Answered — Real Farmer Problems, Exact Solutions

• My father died. Can I transfer PM-KISAN registration to my name?+
  Yes, but it requires a fresh registration in your name — there is no "transfer" mechanism. First get the land mutation (name change in land records) done at your local tehsil/patwari office after submitting the death certificate and legal heir certificate. Once land records show your name, register fresh at pmkisan.gov.in as a new farmer. The deceased farmer's registration is closed — no refund or back-payment is given for the gap period.
• Can I receive PM-KISAN if my land is in my wife's name?+
  Yes — but the registration must be in the wife's name (the actual landowner) and the bank account used for DBT must be her own bank account or a joint account. The PM-KISAN registration and Aadhaar verification must match the actual land record holder. If land is in wife's name but PM-KISAN is registered in husband's name, it will eventually flag as a mismatch and payments may be stopped.
• I have already received PM-KISAN but now found I was ineligible. What happens?+
  The government conducts periodic verification drives. If you are found ineligible after receiving payments, all amounts received must be returned. The government issues a recovery notice and can deduct from any future government payments. To avoid penalties, use the Voluntary Surrender option at pmkisan.gov.in immediately — voluntary surrender before detection typically avoids penalties and legal action. Do not delay if you know you are ineligible.

How This Guide Was Written

This guide was researched and written by the MeraHaq Editorial Team — a group of citizen-rights researchers, former government scheme facilitators, and legal aid volunteers dedicated to making India's agricultural entitlements accessible in plain language.

All information is sourced exclusively from official government portals: pmkisan.gov.in, agricoop.nic.in, and official Ministry of Agriculture circulars. Every fact is cross-verified before publication.

Last verified: April 2026  |  Next review scheduled: July 2026  |  Installment data source: Official PM-KISAN portal releases

If you find any outdated information or a payment issue not covered here, please contact us — we update within 48 hours. MeraHaq is not affiliated with any government department.

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